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· Buying a house or condo with someone who hasn’t put a ring on it is fraught with serious financial risks. Plenty of laws help protect married couples when they split up and divide their property. No such legal sympathy exists for those who are unmarried and do the same. So unmarried couples will.
· But you can’t change your location that easily when you’re a homeowner. Not to mention, if the neighborhood continues to go downhill, your home value is going to suffer when it’s time to sell. So ask your real estate agent, do your research, and find the right neighborhood .
· 3 questions to ask when you’re considering an adjustable-rate mortgage (ARM). So, why might you choose an adjustable-rate mortgage over a fixed?. homeowners.
· The bank may give the owner the opportunity to bring the mortgage back into good standing before the deal closes. Great for the homeowner, not so great for the buyer. The consequences of this could be huge, depending on your living arrangements at the time of purchase.
Many condo associations will levy a fine and allow a homeowner to appeal that fine. After the appeal of the fine stands, the association will file a lien against the homeowner’s home to secure the payment. Thereafter, if the fine is still not paid, the association will file a legal action to foreclose on the unit to secure the payment of the fine.
First Home Loan Deposit Scheme: The 3 things buyers need to know before applying for a 5 percent deposit You hear this term a lot in the world of home loans. LVR is basically how much you need to borrow, expressed as a percentage of the lender-assessed property value. For example, if you have a deposit of 25% of the lender-assessed property value, you may need a home loan for the remaining 75%. That means your LVR would be 75%.
· So let’s say we have a hail storm and the roof takes a beating. If it needs to be replaced, the insurance policy will only cover the replacement of the top layer. The layers beneath the top layer and the decking (plywood) beneath will have to be paid for by the homeowner.
Buying a house is one of the largest financial decisions of your life; but how do you know when you’re ready to buy a home? 5 questions to help you find out.
Here’s what’s happened as buyers tire of getting beat up by Bellingham housing market Here are the bike-related. by four american academics driving up I-5. star trek bridge: kgw has the story of the guy who spent $5,000 on billboards to suggest naming Tilikum Crossing after Jean-Luc.
While working into your 60s and 70s may seem like a good plan — especially if you’re struggling. for ailing loved ones. Not only do many retirees end up unable to keep working well into retirement.